Consumer loan rate disclosure

Format for disclosing the annual percentage rate on a consumer loan.

Docket number

2026-7

Agency

Department of Consumer Credit

Form of guidance

Directive

Current status

Active

Version type

original

Date issued or updated

11/11/2026

Submission quarter

2026-Q4

Keywords

consumer loan, APR, disclosure

Date posted

7/13/2026

Guidance documents lack the force and effect of law, except as authorized by law or incorporated into a contract or binding legal decision.